Firm Update No. 2022-13本所动态 2022-13 号
In re Chapter 7 Debtor, Case No. XXXX1979 (Bankr. E.D.N.Y.): Protecting Personal Identifiers and Curing a Missing Course Certificate Before Discharge第7章债务人一案（纽约东区破产法院，案号XXXX1979）：保护个人身份信息并在免除前补正课程证书
- Practice领域
- Bankruptcy破产法
- Jurisdiction管辖
- U.S. Bankruptcy Court, E.D.N.Y.美国纽约东区破产法院
- Our role本所角色
- Counsel to the debtor债务人律师
- Status进展
- Discharge Nov. 16, 2022; final decree Nov. 18, 20222022年11月16日获得免除，11月18日结案
IFacts事实
An individual debtor filed under Chapter 7 in August 2022. The same day the firm moved to redact personal identifying information that had appeared in the filed papers, and the court restricted access to the document the next day. The trustee filed a report of no distribution in September 2022. On October 30, 2022 the clerk issued a notice that no personal financial management certificate had been filed. The firm filed the certificate on November 8, 2022.一名个人债务人于2022年8月申请第7章破产。本所当日即申请对已提交文件中出现的个人身份信息进行遮蔽，法院次日限制了该文件的查阅。受托人于2022年9月提交无可分配财产报告。2022年10月30日，书记官发出通知，指出尚未提交个人理财管理课程证书。本所于2022年11月8日提交了该证书。
IIQuestions Presented争议问题
(1) How is personal identifying information protected once it has been filed on the public docket? (2) What happens to the discharge if the financial management certificate is missing when the objection deadline passes?（一）个人身份信息一旦出现在公开案卷中，应如何保护？（二）异议期限届满时若仍缺少理财管理课程证书，免除将受何影响？
IIIRelevant Law相关法律
11 U.S.C. §§ 107, 727(a)(11): public access to papers; identity theft protection; personal financial management course; condition to discharge11 U.S.C. §§ 107, 727(a)(11)：文件公开查阅；防范身份盗用；个人财务管理课程；免责前提条件
11 U.S.C. § 341: meeting of creditors; commencement of objection period11 U.S.C. § 341：债权人会议；异议期起算
Fed. R. Bankr. P. 1007(b)(7), 4004(c), 9037: certificate of course completion; objection to discharge; entry of discharge; privacy redactionFed. R. Bankr. P. 1007(b)(7), 4004(c), 9037：课程完成证明；异议免责；免责令的签发；隐私信息遮蔽
In re Chalasani, 92 F.3d 1300 (2d Cir. 1996): denial of discharge; extreme remedy; strict construction against objector; liberal construction in favor of the debtorIn re Chalasani, 92 F.3d 1300 (2d Cir. 1996)：拒绝免责；极端救济；对异议人从严解释；有利于债务人的宽松解释
IVDisposition结果
The court entered the order discharging the debtor on November 16, 2022, and the final decree closing the case on November 18, 2022.法院于2022年11月16日裁定免除债务人债务，并于2022年11月18日发出终结令结案。
Client details are withheld to protect confidentiality. Prior results do not guarantee a similar outcome.为保护客户隐私，相关信息已隐去。过往结果不保证类似案件的结果。